I wanted to also let everyone know. Back at tax time Charles Schwab did my taxes for my ira to cover the UBTI issue. I trade mlps in my ira and have never had a tax issue. Well this year they came up with a tax due of 1100 bucks which i knew was wrong. And after much discussion and 2 months of waiting.....ta da!!! I was right. Its amazing what a misplaced minus sign in the income line of a tax form can do for your total tax due! The irs is refunding my account the 1100 bucks.

Moral here is...check check and double check..and when done...check again. You may indeed be right!